How do I apply for finance?
Once you have found your desired product select ‘Add to Bag’ and then proceed to checkout. At step 3 ‘Payment Method’ Select ‘Finance’ and the length of agreement you would like to go for. You will then be passed over to our partners Deko to complete your application.
How long will the process take?
It will take approximately 10 minutes’ maximum to complete to carry out your application. Our system is provided by Deko who have ensured customer experience is at the heart of a credit application. They aim to provide an answer within seconds!
Am I required to leave a deposit?
You can leave as little as 20% or as much as 50%. Use our slider to work out your predicted monthly payments.
What finance options are available?
You can choose from; 6 Months Interest Free Credit (0% APR), 12 Month Low Rate Credit (9.9% APR), 24 Months Classic Credit (14.9% APR), 36 Months Classic Credit (14.9% APR), 48 Months Classic Credit (14.9% APR) and 60 Months Classic Credit (14.9% APR).
Can I pay off my agreement early?
Yes, you can! Simply contact Omni Capital on 0333 240 8317 and they will be able to advise you.
How do I make my monthly payments?
These will be taken by direct debit. You can submit your desired bank details while completing your initial application.
When will I make my first payment?
This will be arranged once your application is approved. If you do have any further questions relating to your payments, please contact Omni Capital on 0333 240 8317
What items can I have finance on?
All our jewellery is available to our customers on finance.
Do I require any documents to apply?
Please have a proof of address, bank statement and your current employment details available when carrying out your application.
Apex Jewellers are authorised and regulated by the Financial Conduct Authority, register number 728646.
Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.
Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to www.dekopay.com/faq or visit www.dekopay.com.