0121 200 1300

Finance Options

Searching for the ring of your dreams or a piece of jewellery to make a birthday even more special? Use our easy-to-apply finance options that can help you spread the cost.

Our Finance Providers

Apex Jewellers Ltd T/A Diamond Heaven’s finance is provided by V12 retail finance. They provide 0% interest over 6 months and 12, 24, 36, 48 months at 9.9% on purchases of £560 and over.

V12 Finance
Minimum Spend £560
Available Credit Terms Orders over £560: 6, 12, 24, 36, 48 months
APR 0% on 6 months interest free. 9.9% on 12, 24, 36 and 48 months.
Deposit Minimum 10%; Maximum 50%


The following interest free credit payment terms are available. A minimum 10% deposit is required.

  Orders Over Payment Terms
Up to 6 months 0% Interest Free Credit £560 6 months
Up to 4 years 9.9% Apr Credit £560 12, 24, 36, 48 months


For an idea of what your V12 finance payments will look like with these examples.

  Up to 6 months 0% Interest Free Credit Up to 4 years 9.9% Apr Credit
Qualifying products Purchases over £560.00 Purchases over £560.00
Purchase amount £650.00 £884.00
Finance term 6 months 12 months
Deposit £50.00 £100.00
Amount of credit £600.00 £784.00
Monthly repayment £100.00 £69.70
Interest rate (APR representative) 0% 9.9%
Interest amount £0.00 £41.40
Total amount payable £650.00 £925.40
First payment occurs After 1 month After 1 month

How to apply for V12

Applying for V12 finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.

  1. Shop – Start shopping and customising your item. Once you’re ready, select ‘Finance from’ to view the finance options available.
  2. Basket – If you haven’t gone via the above method, you can select Payment Method ‘Finance’ then select your desired option.
  3. Apply – You will be redirected to the V12 portal to complete your application.
  4. Decision – A decision is usually made within a few minutes.
  5. Enjoy – Once your item is ready it will be shipped to your billing address.

Please note that we will only ship items to the customer’s billing address. If you would like to collect, then please contact the applicable store to make arrangements

Declined Applications

If your finance application is declined, please be aware that we are unable to provide any further information about this decision. If you have any questions, please contact the finance provider direct.

Apex Jewellers Ltd T/A Diamond Heaven act as a credit broker, not a lender and offers credit products from V12 Retail Finance.

Apex Jewellers Ltd T/A Diamond Heaven is authorised and regulated by the Financial Conduct authority 731081. Credit is subject to age and status.

Get in Touch

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0121 200 1300

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5 Stone Round Diamond Half Eternity Ring
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