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How do I apply for finance?

Once you have found your desired product select ‘Add to Bag’ and then proceed to checkout. At step 3 ‘Payment Method’ Select ‘Finance’ and the length of agreement you would like to go for. You will then be passed over to our partners Pay 4 Later to complete your application.

How long will the process take?

It will take approximately 10 minutes’ maximum to complete to carry out your application. Our system is provided by Pay 4 Later who have ensured customer experience is at the heart of a credit application. They aim to provide an answer within seconds!

Am I required to leave a deposit?

You can leave as little as 20% or as much as 50%. Use our slider to work out your predicted monthly payments.

What finance options are available?

You can choose from; 6 Months Interest Free Credit (0% APR), 12 Month Low Rate Credit (9.9% APR), 24 Months Classic Credit (14.9% APR), 36 Months Classic Credit (14.9% APR), 48 Months Classic Credit (14.9% APR) and 60 Months Classic Credit (14.9% APR).

Can I pay off my agreement early?

Yes, you can! Simply contact Honeycomb Finance on 0800 587 8024 and they will be able to advise you.

How do I make my monthly payments?

These will be taken by direct debit. You can submit your desired bank details while completing your initial application.

When will I make my first payment?

This will be arranged once your application is approved. If you do have any further questions relating to your payments, please contact Honeycomb Finance on 0800 587 8024.

What items can I have finance on?

All our jewellery is available to our customers on finance.

Do I require any documents to apply?

Please have a proof of address, bank statement and your current employment details available when carrying out your application.

Further Information

Consumer credit service is provided by Pay4Later Ltd. Pay4Later is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 728646). Registered offices are at 33 St Mary Axe, London, EC3A 8AG. For more information please refer to or visit

Finance is provided through the Pay4Later platform by Honeycomb Finance. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered and provided with their full contact details.

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