This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.

The insurance is administered by T H March & Co. Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). This may be checked on the Financial Services Register on the FCA’s website.

In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.

It is important you read the certificate as this details the terms, conditions and any restrictions in cover.

Click here to download the insurance product information document (PDF)

 
 
 
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Protection your jewellery deserves

The insurance value is higher than our selling price and is the estimated replacement cost if our Diamond Heaven discount were no longer available at the time of a claim.

1 year cover for £62.73 inclusive of IPT

3 year cover for £114.74 inclusive of IPT

Our UK customers can insure their purchase with MarchGuard cover from T H March, providers of specialist jewellery and watch insurance since 1887.

Main Policy Benefits
  • No excess on claims
  • Simple and easy to arrange
  • Accidental loss*
  • Accidental damage*
  • Theft cover*
  • Worldwide cover (up to 30 consecutive days abroad)
  • All claims are processed through Diamond Heaven (repair or replacement)
  • For 3 year policies, protection is included against price inflation on replacement items (see certificate terms for details)

* Subject to terms and conditions of the policy

Click here to view / download the insurance product information document (PDF)
Click here to view / download the full policy wording document (PDF)

Please be aware:
  • This insurance is for UK residents only
  • There is no cover for wear and tear
  • There is no cover for items left in unattended baggage or in an unattended vehicle
  • There is no cover for any free gifts or accessories that may have come with the purchase
  • There is a 14-day cooling off period
  • This insurance is NOT renewable after the initial term
  • The policy wording provides full details of cover and exclusions and you are requested to read this.

Important notice: Whilst many home insurance policies may cover certain pieces of jewellery or watches we would advise all customers to check their policies closely. Certain household policies have restrictions on watch and jewellery cover, and may include limitations such as, no accidental damage cover, no cover outside of the home or cover for holidays abroad. They may also restrict your choice of jeweller for repair or replacement. In the event of a household insurance claim, you may be expected to pay an policy excess and any claims made may affect your future premiums.

Diamond Education Guide from Diamond Heaven Diamond Education Guide from Diamond Heaven

PRECIOUS METALS

The metal you choose should suit not only your partner’s style, but also showcase the diamond. Yellow Gold is a traditional choice and warming to most skin tones.

PLATINUM

Platinum has become one of the most popular metals to be used in engagement rings and wedding rings. Platinum is a naturally white coloured metal, meaning it will not tarnish and lose its brilliance. Platinum is also a very rare metal that is only mined in a few select areas of the world, making it a more expensive metal in comparison to Gold and Palladium.

Platinum will also enhance the colour of a diamond and its natural sparkle.

Platinum is usually hallmarked at ‘950’, meaning it is 95% pure platinum with the remaining 5% usually being palladium, iridium ruthenium and other alloys. Platinum is also a great choice for those who have contact allergies, as the purity of the platinum reduces the likelihood of any irritation during wear.

As with all metals, Platinum can scratch, however with proper care the wear should be minimal and can be polished again to return the metal to its original look.

18ct Rose Gold

This pink hue gold originally gained popularity in the 1920’s, then made a big comeback in the 2010’s. The unique blush tone of Rose Gold is created by mixing gold with copper. As all our gold engagement ring mounts are 18kt gold, the composition will be 75% gold, with 25% copper. A Rose Gold Engagement ring and Wedding ring gives an elegance that not all metals can achieve.

18ct White Gold

White Gold is still an incredibly popular choice of metal for engagement ring settings. White Gold has the same overall appearance as Platinum, however it has a brighter ‘white shine’ and is less expensive than Platinum.

White gold is naturally an off-white colour, usually with a slight yellow tint. This is because white gold is usually mixed with palladium or magnesium.

To give white gold the trademark brightness, it is plated with rhodium or iridium. This plating will wear over time and return to its natural colour, however can be polishing and replated to return the metal to its former glory.

18ct Yellow Gold

Yellow Gold is a classic and timeless metal choice for any engagement ring. For thousands of years, yellow gold has been used in jewellery for its warmth in colour and its resistance to erosion. The colour of the gold is determined by what other metal alloys are mixed with it, such as copper and zinc.

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