Customer Product InformationThis insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.
The insurance is administered by T H March & Co. Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). This may be checked on the Financial Services Register on the FCA’s website.
In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.
It is important you read the certificate as this details the terms, conditions and any restrictions in cover.
Click here to download the insurance product information document (PDF)
Add theft, damage & loss Insurance from T H March 
The insurance value is higher than our selling price and is the estimated replacement cost if our Diamond Heaven discount were no longer available at the time of a claim.
1 year cover for £62.73 inclusive of IPT
3 year cover for £114.74 inclusive of IPT
Our UK customers can insure their purchase with MarchGuard cover from T H March, providers of specialist jewellery and watch insurance since 1887.
* Subject to terms and conditions of the policy
Click here to view / download the insurance product information document (PDF)
Click here to view / download the full policy wording document (PDF)
Important notice: Whilst many home insurance policies may cover certain pieces of jewellery or watches we would advise all customers to check their policies closely. Certain household policies have restrictions on watch and jewellery cover, and may include limitations such as, no accidental damage cover, no cover outside of the home or cover for holidays abroad. They may also restrict your choice of jeweller for repair or replacement. In the event of a household insurance claim, you may be expected to pay an policy excess and any claims made may affect your future premiums.
Searching for the diamond ring of your dreams? Or a piece diamond jewellery for someone special? Explore our selection of interest free finance options to accommodate all budgets. Read our guide to learn more about how you can buy now and pay later.
Apex Jewellers Ltd T/A Diamond Heaven’s finance is provided by V12 retail finance. They provide 0% APR over 6 months and 12, 24, 36 and 48 months at 9.9% APR Representative on purchases of £560 and over.
| Minimum Spend | £560 |
| Available Credit Terms | Orders over £560: 6, 12, 24, 36, 48 months |
| APR | 0% APR on 6 months interest free. 9.9% APR Representative on 12, 24, 36 and 48 months. |
| Deposit | Minimum 10%; Maximum 50% |
Subject to age and status
The following interest free credit payment terms are available. A minimum 10% deposit is required.
| Orders Over | Payment Terms | |
| Up to 6 months 0% APR Interest Free Credit | £560 | 6 months |
| Up to 4 years 9.9% APR Representative Credit | £560 | 12, 24, 36, 48 months |
Subject to age and status
For an idea of what your V12 retail finance payments will look like with these examples.
| Up to 6 months 0% APR Interest Free Credit | Up to 4 years 9.9% APR Representative Credit | |
| Qualifying Products | Purchases over £560.00 | Purchases over £560.00 |
| Cash Price | £650.00 | £884.00 |
| Deposit | £50.00 | £100.00 |
| Amount of Credit | £600.00 | £784.00 |
| Loan Term | 6 months | 12 months |
| Annual Rate of Interest | - | 10.43% Fixed |
| Monthly Repayment | £100.00 | £69.70 |
| Representative APR | 0% APR | 9.9% APR Representative |
| Total Cost of Credit | £0.00 | £41.40 |
| Total Amount Payable | £650.00 | £925.40 |
| First payment Occurs | After 1 month | After 1 month |
Subject to age and status
Applying for V12 retail finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.
1. ShopStart shopping and customising your item. Once you’re ready, select ‘Finance from’ to view the finance options available.
2. BasketIf you haven’t gone via the above method, you can select Payment Method ‘Finance’ before selecting your desired option.
3. ApplyYou will be redirected to the V12 retail finance portal to complete your application.
4. DecisionA decision is typically made within a few minutes.
5. EnjoyOnce your item is ready it will be shipped to your billing address.
Please note that we will only ship items to the customer’s billing address.
If your finance application is declined, please be aware that we are unable to provide any further information about this decision. If you have any questions, please contact the finance provider direct.
Apex Jewellers Ltd T/A Diamond Heaven act as a credit broker, not a lender and offers credit products from Secure Trust Bank PLC T/A V12 Retail Finance.
Apex Jewellers Ltd T/A Diamond Heaven is authorised and regulated by the Financial Conduct authority 731081. Credit is subject to age and status.
Please note, not all products offered by Secure Trust Bank PLC T/A V12 Retail Finance are regulated by the Financial Conduct Authority
Finance eligibility is assessed on an individual basis. However, to apply for diamond financing, you must first meet the following criteria:
Any of our diamond jewellery that priced £560 or upwards is available for financing. This includes our diamond rings, wedding rings, diamond necklaces, diamond earrings and the remainder of our jewellery collection. So whether you’re looking to pop the question with the perfect engagement ring or buy a beautiful gift for your loved one, you can buy now and pay later with our variety of finance options.
Yes, we require a minimum 10% deposit for 0% interest loans payable over a 6 month period. However, if you require more than a 6 month repayment period, you can extend this up to 48 months with our 9.9% interest loans. Again, these loans also require a 10% deposit upon acceptance.
Yes, you can make a lump sum payment (or multiple additional payments) to reduce the duration of your overall payment period. Alternatively, you can opt to make additional payments whilst honouring the original term of your agreement to reduce the sum of your monthly repayments.
Buying diamond jewellery on finance offers several benefits, including:
Service
