Buying an Engagement Ring on Finance - Everything You Need to Know.
With 0% finance options available from Diamond Heaven, find out how to finance your Engagement Ring.
Buying an engagement ring on finance can be a very overwhelming and stressful process - even more so than choosing the perfect engagement ring for your partner! We always recommend trying to avoid buying an engagement ring or piece of diamond jewellery on finance when possible, however, a certified, ethical diamond ring may require a little investment. At Diamond Heaven, we understand that not everyone has the funds to pay for a piece of diamond jewellery up front, which is why we offer a number of different finance options, so that you can spread the payments of your jewellery.
Financing an Engagement Ring at Diamond Heaven
Diamond Heaven have partnered with Omni Capital to bring you a range of options when it comes to financing your engagement ring purchase. We offer four different finance options over 6, 12, 24 or 36 months. The table below demonstrates the APR and monthly payments for each option:
To qualify for these options, you must be over 18 and a permanent UK resident with permanent regular employment - you can read more details about how who can apply here.
The Benefits of Financing Your Engagement Ring
You shouldn't ever buy a big, expensive engagement ring you cannot afford just to impress your spouse; you'll end up in a lot of debt. It is entirely up to you when it comes to how much you should spend on an engagement ring. But when you choose an affordable engagement ring, you can spread the payments over a fixed amount of time, allowing you to:
Budget around fixed payments
Potentially purchase a higher value item
Spread payments into manageable chunks
Keep cash for essentials
Buy without needing help from the bank
Buying your engagement ring under a finance agreement can mean getting exactly what you want, without having to make big sacrifices.
If you would like to apply for finance or to find out more, call us on 0121 200 1300, or get in touch online.